Health Insurance: Liberty Mutual vs MetLife, the best in 2021?

health insurance liberty mutual

The inflation of Medicare is higher than that of food and other items. While inflation within the food and clothing industry is single-digit, medicare costs usually climb to two-digit. Thus the importance of Health Insurance.

Choosing an auto insurance company can be difficult: prices can vary based on driver status, age, and location, and companies offer various benefits. Liberty Mutual and MetLife are two of the most popular insurance companies in America. They sell high quality insurance policies in many states.

We collected average insurance premiums from MetLife and Liberty Mutual in order to pay for auto insurance. These prices cover many price factors including credit rating, breach, and age. Compare prices and find a reasonable policy today.

Liberty Mutual vs MetLife: Health Insurance price comparison

Liberty Mutual vs MetLife: Price by Credit Level

If you have very bad credit, Liberty Mutual may be preferable to Liberty Mutual. Liberty Mutual offers, on average, more affordable prices than MetLife to drivers with credit points under 580.

Credit levelMutual freedom avg. annual bonusMetLife avg. annual bonus
Very poor (300-579)$ 3228$ 3495
Fair (580-669)$ 2276$ 2,131
Good (670-739)$ 2109$ 1778
Very good (740-799)$ 1878$ 1517
Exceptional (800-850)$ 1792$ 1293

Liberty Mutual vs MetLife: High Risk Management Course

If you are dealing with a collision, break, negligent driving or drunk driving, MetLife may be a better choice than Liberty Mutual. Each insurance company assigns a different rating to its policies. So don’t hesitate to shop around to find the one that’s right for you.

PRICE PER Violence: MetLife VS. Mutual Freedom
fractureMutual freedom avg. annual bonusMetLife avg. annual bonus
Error Accident (Damage <1000 $)$ 2776$ 2598
Error Accident (Damage> $ 1000)$ 2112$ 1679
DUI / DWI$ 4182$ 3219
Reckless driving$ 3459$ 3219
for speeding$ 2068$ 2,085

Liberty Mutual vs. MetLife: Price by age

Auto insurance companies use the age of the driver as an indicator of potential risk, pricing premiums accordingly. Insurance is generally more beneficial for young drivers – due to their inexperience – and cheaper for drivers aged 25 and over. Because each insurance company chooses their age differently, it’s a good idea to shop around and find the policy that’s best for you.

As a rule of thumb, young drivers should choose MetLife over Liberty Mutual: the previous average annual price was $ 125 less than the latter.

Age levelMutual freedom avg. annual bonusMetLife avg. annual bonus
adolescence$ 6559$ 6,434
20 years$ 2686$ 2457
30s1942 $$ 2457
40s$ 1926$ 1590
the 50s$ 1793$ 1520
60$ 1746$ 1414

Besides the costs, Liberty Mutual and MetLife have all the pros and cons, including discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before you make up your mind.


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